Services Guideline of Rajshahi Krishi Unnayan Bank

Citizen Charter

Loan:

Sl. No. Credit Programs Rate of Interest
1SMALL & MEDIUM ENTERPRISES (SME)9%
2Farmer's Credit Limit (FCL)8%
3Agricultural Loans Medium Term General8%
4Agriculture Loan Medium Term Green Banking6%
For Solar PV Assembly Plant 8%
5BB Refinance Scheme 10TK Account Holder (Medium Term)7%
6Agricultural Loans Medium Term for Freedom Fighter8% simple rate
7Agricultural Loans Medium Term Special for Flood/Cyclon9%
8RAKUB-NGO Linkage Wholesale Micro-Credit Program9%
9Cottage Industries Loans9%
10Rakub SECP Short Term Loan9%
11Loan Against Deposit-SOD9%
12Loan Against Deposit- General9%
13Khudro o Prantik Krishok o Borgachashider Meyaduttirno Loan9%
14Agricultural Loans Short Term General9%
15Vumihin and Borgachashi Loan Under BB Finance Scheme8%
16BB Refinance Scheme 10TK Account Holder (Short Term)7%
17Agriculture Loan Short Term Green Banking9%
18Revolving Crops Credit (RCC)9% flat rate
19Cash Credit (Pledge)9%
20Cash Credit in Green Banking9%
21Cash Credit General9%
22Special Motivational Refinancing Scheme for Agricultural sector4%
23Agricultural Loan at 4% Concession Rate 4%
24Special Credit Program for CMSME Sector9%(4% by Borrower and 5% by Govt.)
25SMALL & MEDIUM ENTERPRISES (SME)9%

Deposit:

Sl. No. Name of Deposit Duration Rate of Interest
1RAKUB Double Money Scheme (RDMS)10 Years6.00% at a compound rate
2RAKUB Monthly Profit Scheme (RMPS)03 Years6.00%
3School Banking Account-6.25%
4RAKUB Daily Profit Account (RDP)Least daily balance have to be 20,000/- to get profit5.00% interest on daily balance above 20,000/-
5Special Notice Deposit (SND)-3.00%
6Fixed Deposit Receipt1. 03-below 06 Months
2. 06-below 12 Months
3. 24-36 Months
5.60%, 5.75% and 6.00% respectively
7Current Deposit Account--
8RAKUB Hajj Savings Scheme (RHSS)--
9Atidoridro Jonogosthir Jonno Bank Account--
10Osochchhol Protibondhi Bhata Account--
11RAKUB Bangabandhu Special Monthly Savings Scheme (RBSMS)07 Years7.00%
12RAKUB Deposit Scheme (RDS) 03 Years, 05 Years, 07 Years & 10 Years6% at a compound rate
13Savings Account -3.00%
1410tk Account-1.00% more than the Savings Account Interest rate for Farmers