Services Guideline of Rajshahi Krishi Unnayan Bank

Citizen Charter

Loan:

Sl. No. Credit Programs Rate of Interest
1SMALL & MEDIUM ENTERPRISES (SME)9%
2Farmer's Credit Limit (FCL)9%
3Agricultural Loans Medium Term General8%
4Agriculture Loan Medium Term Green Banking6%
For Solar PV Assembly Plant 8%
5BB Refinance Scheme 10TK Account Holder (Medium Term)9%
6Agricultural Loans Medium Term for Freedom Fighter8%
7Agricultural Loans Medium Term Special for Flood/Cyclon8%
8RAKUB-NGO Linkage Wholesale Micro-Credit Program8%
9Cottage Industries Loans9%
10Rakub SECP Short Term Loan9%
11Loan Against Deposit-SOD3% more than defined rate of deposit
12Loan Against Deposit- General3% more than defined rate of deposit
13Khudro o Prantik Krishok o Borgachashider Meyaduttirno Loan9%
14Agricultural Loans Short Term General8%
15Vumihin and Borgachashi Loan Under BB Finance Scheme8%
16BB Refinance Scheme 10TK Account Holder (Short Term)8%
17Agriculture Loan Short Term Green Banking9%
18Revolving Crops Credit (RCC)8%
19Cash Credit (Pledge)9%
20Cash Credit in Green Banking9%
21Cash Credit General9%
22Special Motivational Refinancing Scheme for Agricultural sector4%
23Agricultural Loan at 4% Concession Rate 4%
24Special Credit Program for CMSME Sector9%
25SMALL & MEDIUM ENTERPRISES (SME)9%

Deposit:

Sl. No. Name of Deposit Duration Rate of Interest
1RAKUB Double Money Scheme (RDMS)12 Years5.95% at a compound rate
2RAKUB Monthly Profit Scheme (RMPS)03 Years5.90% simple rate
3School Banking Account-5.00% simple rate
4RAKUB Daily Profit Account (RDP)Least daily balance have to be 20,000/- to get profit4.00% interest on daily balance above 20,000/-
5Special Notice Deposit (SND)-3.00%
6Fixed Deposit Receipt1. 03-below 06 Months
2. 06-below 12 Months
3. 12-36 Months
6.00%, 6.25% and 6.50% respectively
7Current Deposit Account--
8RAKUB Hajj Savings Scheme (RHSS)--
9Atidoridro Jonogosthir Jonno Bank Account--
10Osochchhol Protibondhi Bhata Account--
11RAKUB Bangabandhu Special Monthly Savings Scheme (RBSMS)05 Years, 07 Years & 10 Years6.25% compound rate
12RAKUB Deposit Scheme (RDS) 03 Years, 05 Years, 07 Years & 10 Years6% at a compound rate
13Savings Account -3.00%


N.B. : Rate of interest is variable time to time by the Bank Interest Rate Principles.