Services Guideline of Rajshahi Krishi Unnayan Bank

Citizen Charter

Loan:

Sl. No. Credit Programs Rate of Interest
1SMALL & MEDIUM ENTERPRISES (SME)9%
2Farmer's Credit Limit (FCL)9%
3Agricultural Loans Medium Term General9%
4Agriculture Loan Medium Term Green Banking9%
For Solar PV Assembly Plant 8%
5BB Refinance Scheme 10TK Account Holder (Medium Term)9%
6Agricultural Loans Medium Term for Freedom Fighter8% simple rate
7Agricultural Loans Medium Term Special for Flood/Cyclon9%
8RAKUB-NGO Linkage Wholesale Micro-Credit Program9%
9Cottage Industries Loans9%
10Rakub SECP Short Term Loan9%
11Loan Against Deposit-SOD9%
12Loan Against Deposit- General9%
13Khudro o Prantik Krishok o Borgachashider Meyaduttirno Loan9%
14Agricultural Loans Short Term General9%
15Vumihin and Borgachashi Loan Under BB Finance Scheme9%
16BB Refinance Scheme 10TK Account Holder (Short Term)9%
17Agriculture Loan Short Term Green Banking9%
18Revolving Crops Credit (RCC)9% flat rate
19Cash Credit (Pledge)9%
20Cash Credit in Green Banking9%
21Cash Credit General9%
22Special Motivational Refinancing Scheme for Agricultural sector4%
23Agricultural Loan at 4% Concession Rate 4%
24Special Credit Program for CMSME Sector9%(4% by Borrower and 5% by Govt.)
25SMALL & MEDIUM ENTERPRISES (SME)9%

Deposit:

Sl. No. Name of Deposit Duration Rate of Interest
1RAKUB Millionaire Deposit Scheme (RMDS)05 Years, 07 Years & 10 Years8.00%, 8.50% and 9.00% at a compound rate respectively
2RAKUB Grihini Savings Scheme (RGSS)05 Years7.00% at a compound rate
3Krishok Savings Scheme (KSS)07 Years6.00% at a compound rate
4RAKUB Travelling Savings Scheme (RTSS)01 Years (Re-renewable) 6.00% at a compound rate
5RAKUB Lakhopoti Savings Scheme (RLSS)07 Years8.25% at a compound rate
6RAKUB Double Money Scheme (RDMS)10 Years6.96% at a compound rate
7RAKUB Monthly Profit Scheme (RMPS)03 Years6.90%
8RAKUB Grameen Pension Scheme (RGPS)05 Years & 10 Years6.00% at a compound rate
9School Banking Account-6.25%
10RAKUB Daily Profit Account (RDP)Least daily balance have to be 20,000/- to get profit5.00% interest on daily balance above 20,000/-
11Special Notice Deposit (SND)-4.00%
12Fixed Deposit Receipt1. 03-06 Months
2. 06-12 Months
3. 24-36 Months
5.50%, 5.75% and 6.00% respectively
13Current Deposit Account--
14RAKUB Monthly Savings Scheme (RMSS)03 Years, 05 Years & 08 Years7.00% at a compound rate
15RAKUB Education Savings Scheme (RESS)05 Years & 10 Years6.00% at a compound rate
16RAKUB Hajj Savings Scheme (RHSS)-
17RAKUB Santan/Santati bibaha Sanchay Prokolpo05 Years, 10 Years & 15 Years6.00% at a compound rate
18Teacher's Savings Scheme05 Years6.00% at a compound rate
19RAKUB Sanchay Scheme (RSS)07 Years7.00% at a compound rate
20Micro Savings Scheme05 Years6.00% at a compound rate
21Savings Bank Deposit Account Urban-4.00%
22Savings Bank Deposit Account Rural-4.00%
23Savings Bank Deposit Account NRB-4.00%
32RAKUB Bangabandhu Special Monthly Savings Scheme (RBSMS)07 Years7.00%
33RAKUB Deposit Scheme (RDS) 03 Years, 05 Years, 07 Years & 10 Years6% at a compound rate
34Savings Account -4.00%