Services Guideline of Rajshahi Krishi Unnayan Bank

Citizen Charter

Loan:

Sl. No. Credit Programs Rate of Interest
1SMALL & MEDIUM ENTERPRISES (SME)9%
2Farmer's Credit Limit (FCL)9%
3Agricultural Loans Medium Term General9%
4Agriculture Loan Medium Term Green Banking9%
For Solar PV Assembly Plant 8%
5BB Refinance Scheme 10TK Account Holder (Medium Term)9%
6Agricultural Loans Medium Term for Freedom Fighter8% simple rate
7Agricultural Loans Medium Term Special for Flood/Cyclon9%
8RAKUB-NGO Linkage Wholesale Micro-Credit Program9%
9Cottage Industries Loans9%
10Rakub SECP Short Term Loan9%
11Loan Against Deposit-SOD9%
12Loan Against Deposit- General9%
13Khudro o Prantik Krishok o Borgachashider Meyaduttirno Loan9%
14Agricultural Loans Short Term General9%
15Vumihin and Borgachashi Loan Under BB Finance Scheme9%
16BB Refinance Scheme 10TK Account Holder (Short Term)9%
17Agriculture Loan Short Term Green Banking9%
18Revolving Crops Credit (RCC)9% flat rate
19Cash Credit (Pledge)9%
20Cash Credit in Green Banking9%
21Cash Credit General9%

Deposit:

Sl. No. Name of Deposit Duration Rate of Interest
1RAKUB Millionaire Deposit Scheme (RMDS)05 Years, 07 Years & 10 Years8.00%, 8.50% and 9.00% at a compound rate respectively
2RAKUB Grihini Savings Scheme (RGSS)05 Years7.00% at a compound rate
3Krishok Savings Scheme (KSS)07 Years6.00% at a compound rate
4RAKUB Travelling Savings Scheme (RTSS)01 Years (Re-renewable) 6.00% at a compound rate
5RAKUB Lakhopoti Savings Scheme (RLSS)07 Years8.25% at a compound rate
6RAKUB Double Money Scheme (RDMS)09 Years-
7RAKUB Monthly Profit Scheme (RMPS)03 Years9.00%
8RAKUB Grameen Pension Scheme (RGPS)05 Years & 10 Years6.00% at a compound rate
9School Banking Account-7.00%
10RAKUB Daily Profit Account (RDP)Least daily balance have to be 20,000/- to get profit5.00% interest on daily balance above 20,000/-
11Special Notice Deposite (SND)-4.00%
12Fixed Deposit Receipt1. 03-06 Months 2. 06-12 Months 3. 24-36 Months5.00%, 5.75% and 6.00% respectively
13Current Deposit Account--
14RAKUB Monthly Savings Scheme (RMSS)03 Years, 05 Years & 08 Years7.00% at a compound rate
15RAKUB Education Savings Scheme (RESS)05 Years & 10 Years6.00% at a compound rate
16RAKUB Hajj Savings Scheme (RHSS)-
17RAKUB Santan/Santati bibaha Sanchay Prokolpo05 Years, 10 Years & 15 Years6.00% at a compound rate
18Teacher?s Savings Scheme05 Years6.00% at a compound rate
19RAKUB Sanchay Scheme (RSS)07 Years7.00% at a compound rate
20Micro Savings Scheme05 Years6.00% at a compound rate
21Savings Account Krishak
22Atidoridro Jonogosthir Jonno Bank Account
23Boyosko Bhata Hisab
24Osochol Protibondhi Bhata Account
25Bodhoba and Sami poritekta Dusto Mohila Savings Account
26Savings Bank Deposit Account NRB-4.00%
27Savings Account (Atidoridro Mohila)
28Daridro Ma er Jonno Matritto Kalin Bhata Account
29Savings Deposite National Service
30Savings Bank Deposit Account Urban-4.00%
31Savings Bank Deposit Account Rural-4.00%