সুবর্ণ জয়ন্তী কর্ণার
Services Guideline of Rajshahi Krishi Unnayan Bank
Citizen Charter
Loan:
| Sl. No. | Credit Programs | Rate of Interest |
|---|---|---|
| 1 | SMALL & MEDIUM ENTERPRISES (SME) | 9% |
| 2 | Farmer's Credit Limit (FCL) | 9% |
| 3 | Agricultural Loans Medium Term General | 8% |
| 4 | Agriculture Loan Medium Term Green Banking | 6%
For Solar PV Assembly Plant 8% |
| 5 | BB Refinance Scheme 10TK Account Holder (Medium Term) | 9% |
| 6 | Agricultural Loans Medium Term for Freedom Fighter | 8% |
| 7 | Agricultural Loans Medium Term Special for Flood/Cyclon | 8% |
| 8 | RAKUB-NGO Linkage Wholesale Micro-Credit Program | 8% |
| 9 | Cottage Industries Loans | 9% |
| 10 | Rakub SECP Short Term Loan | 9% |
| 11 | Loan Against Deposit-SOD | 3% more than defined rate of deposit |
| 12 | Loan Against Deposit- General | 3% more than defined rate of deposit |
| 13 | Khudro o Prantik Krishok o Borgachashider Meyaduttirno Loan | 9% |
| 14 | Agricultural Loans Short Term General | 8% |
| 15 | Vumihin and Borgachashi Loan Under BB Finance Scheme | 8% |
| 16 | BB Refinance Scheme 10TK Account Holder (Short Term) | 8% |
| 17 | Agriculture Loan Short Term Green Banking | 9% |
| 18 | Revolving Crops Credit (RCC) | 8% |
| 19 | Cash Credit (Pledge) | 9% |
| 20 | Cash Credit in Green Banking | 9% |
| 21 | Cash Credit General | 9% |
| 22 | Special Motivational Refinancing Scheme for Agricultural sector | 4% |
| 23 | Agricultural Loan at 4% Concession Rate | 4% |
| 24 | Special Credit Program for CMSME Sector | 9% |
| 25 | SMALL & MEDIUM ENTERPRISES (SME) | 9% |
Deposit:
| Sl. No. | Name of Deposit | Duration | Rate of Interest |
|---|---|---|---|
| 1 | RAKUB Double Money Scheme (RDMS) | 12 Years | 5.95% at a compound rate |
| 2 | RAKUB Monthly Profit Scheme (RMPS) | 03 Years | 5.90% simple rate |
| 3 | School Banking Account | - | 5.00% simple rate |
| 4 | RAKUB Daily Profit Account (RDP) | Least daily balance have to be 20,000/- to get profit | 4.00% interest on daily balance above 20,000/- |
| 5 | Special Notice Deposit (SND) | - | 3.00% |
| 6 | Fixed Deposit Receipt | 1. 03-below 06 Months 2. 06-below 12 Months 3. 12-36 Months | 6.00%, 6.25% and 6.50% respectively |
| 7 | Current Deposit Account | - | - |
| 8 | RAKUB Hajj Savings Scheme (RHSS) | - | - |
| 9 | Atidoridro Jonogosthir Jonno Bank Account | - | - |
| 10 | Osochchhol Protibondhi Bhata Account | - | - |
| 11 | RAKUB Bangabandhu Special Monthly Savings Scheme (RBSMS) | 05 Years, 07 Years & 10 Years | 6.25% compound rate |
| 12 | RAKUB Deposit Scheme (RDS) | 03 Years, 05 Years, 07 Years & 10 Years | 6% at a compound rate |
| 13 | Savings Account | - | 3.00% |
N.B. : Rate of interest is variable time to time by the Bank Interest Rate Principles.